Smart Finance

Commit. Save. Grow.

Lock a portion of every paycheck into high-yield savings. Access instant micro-loans, UPI payments, smart investments — all from one app built for the salaried Indian.

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Everything you need to build wealth

One app that replaces your savings account, payment app, loan provider, and investment platform.

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Smart Salary Savings

Commit 5–80% of your salary to auto-lock savings. Higher commitment = higher interest — up to 5.5% p.a.

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Instant UPI & NFC Payments

Pay anyone instantly with UPI, scan QR codes, or tap-to-pay with NFC. Split bills with friends in seconds.

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Micro-Loans at 9% p.a.

Save for 6 months, unlock pre-approved loans against your savings. No paperwork, instant disbursal.

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Invest & Grow

Government bonds, chit funds, edge funds and startup investments — all accessible from ₹500.

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Insurance Made Simple

Life, health, and vehicle insurance at competitive premiums. Compare plans and apply in minutes.

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Smart Deals

Exclusive cashback and discount deals from partner merchants. Save more on everyday spending.

5.5%
Max interest rate
₹500
Min investment
9%
Loan interest p.a.
2 min
Account setup

Start building wealth today

Join thousands of salaried professionals who are committing, saving, and growing their money with StackdNow.

Download App